How to Fund Your Bet9ja Account

Way of payments
Publication - Jan 04, 2024Changed - Jun 03, 2024

Don’t know how to top up your Bet9ja betting account? How to start to bet on your favorite sports? So, first of all, you need to deposit funds to start your betting journey. In this comprehensive guide, we’ll go through the numerous ways how you can fund your Bet9ja account in Nigeria, along with detailed instructions and advice on how to bet to avoid any issues.

Overview of Deposit Procedure

Bet9ja Overview of Deposit Procedure

For Nigerian gamblers, the accessibility of just one or two payment options from some gambling companies can be frustrating. Undoubtedly, a straightforward depositing process is crucial. Depositing funds into your Bet9ja account is a straightforward procedure that may be completed online or at an ATM. Impressively, the bookmaker offers more than 30 various methods to pay. Furthermore, we will review the West African Bet9ja platform and explain how to deposit using banks, USSD codes, ATMs, etc.

Bet9ja Payment Methods

Bet9ja Payment Methods

It might be challenging to know where to start when there are numerous opportunities to top up a betting account. 

Payment OptionsAccessible
Mobile Paymentsyes

To assist you in making a well-informed decision, we’ll go over each payment method in more detail and weigh its benefits and drawbacks in the following sections.


So, we will start with the Quickteller Bet9ja deposit option and quickly tell you how to use it. This is a well-liked online payment system in Nigeria that enables customers to complete transactions quickly and securely. You can effortlessly and swiftly deposit funds.

  1. Go to Quickteller Bet9ja.
  2. Enter your unique Bet9ja ID. You can find this ID at the top right of the website. User ID is not Username!
  3. Provide your email.
  4. Enter the phone number.
  5. Enter the amount you wish to deposit.
  6. Check the details and confirm the transaction by pressing on “PAY” button.
  7. You’ll get an email notification with payment details.

Please be aware that deposits made through Quickteller incur a small fee of NGN25 + 1.25% (up to NGN50).

Bank Transfers

One common type of payment used globally is bank transfers. This procedure entails sending money straight from your bank account to your Bet9ja account. The procedure is straightforward and can be completed online. If you’re worried about the security of your personal information, using bank transfers is a safe option because you don’t have to enter any card information online. Furthermore, a lot of banks have online banking services that make it simple to deposit money.


If you’re a GTBank user, you can use GTBank Bet9ja USSD code, bank transfer, and mobile payment. Using the convenient platform, you may simply and securely add money to your account. Follow the instruction to top up your account:

  1. Log in to your GTBank account.
  2. Click on “Payments & Collections.”
  3. Find “Other Payments” and click on it.
  5. Click “Make New Payments.”
  6. Enter your User ID.
  7. Enter the amount you wish to deposit.
  8. Confirm details and transaction fees.

Zenith Bank

Zenith Bank is also one of the most used in Nigeria. You can top up your account securely, safely, and in a few clicks. This bank has you covered, so you can say goodbye to standing in long queues at the bank and anxiously awaiting transactions.

  1. Sign in to your bank account.
  2. Navigate to the “Payment” section.
  3. Select “Gaming and Lottery.”
  4. Pick Bet9ja as a biller.
  5. Enter your Bet9ja User ID.
  6. Enter the amount to deposit.
  7. Confirm the transaction details.
  8. Enter the token and click on “Complete your Payment.”

Immediately after a successful payment, your Bet9ja account will be credited. 

Access Bank

Here is some bad news. Unfortunately, you are unable to top up your betting account with Access Bank transfers. Users of Access Bank might find this annoying. However, you can use the Access Bank USSD code to fund the Bet9ja account. For this, dial *901#, and follow the on-screen instructions.


Nigerian punters also can use ATMs to top up their betting accounts. If you prefer to use ATMs as a payment method, why not? Let’s see how to fund the Bet9ja account with ATM in detail.

  1. Find any Quicktellet/Interswitch ATM.
  2. Insert your card and enter your pin code.
  3. Select “Pay Bills” or “Quickteller.”
  4. Select your account type.
  5. Select “Pay Merchant” or “Others” (depending on the ATM.)
  6. Enter the Merchant Code: 04226901.
  7. Provide your Bet9ja betting User ID.
  8. Enter the amount you wish to deposit.
  9. Provide your phone number.
  10. Confirm the payment.

Notice that there is a minimal cost of NGN100 + 1.25% (up to NGN50) for deposits made using an ATM.

First Bank

First Bank is the best option for Nigerian punters who want to fund their Bet9ja account without paying any additional fees. You can deposit any amount you desire because there are no deposit fees, and every naira will go directly into your betting account.

  1. Go to any First Bank branch.
  2. Top up your betting balance with the First Bank cheque.
  3. Fill in the deposit slip.
  4. Account name: Bet9ja. Account number: User ID. Name: Your name. Amount: The amount you want to deposit. Cheque No.: Input your cheque number
  5. Fill in the transfer form.
  6. Give the deposit slip and form to the cashier, and request to make a transaction using the FIRST CONSOLE platform.

Sadly, this depositing method could be a little time-consuming and bureaucratic. If you want to know also how to fund a Bet9ja account with the First Bank USSD code, you can check our article.

UBA Bank

So, if you have a UBA bank account, you are able to deposit through this bank. You may simply fund your betting account from the convenience of your home with UBA Bank’s Instant Bills Pay.

  1. Go to the Instant Bills Pay.
  2. Find the section “E-lottery/Betting.”
  3. Select the “Bet9ja” gambling platform.
  4. Enter your betting User ID.
  5. Confirm the Bet9ja account details.
  6. Enter the amount you want to deposit.
  7. Click on “Pay Now.”
  8. Provide your card details to make a payment.
  9. Confirm the transaction.

Take note that you have to pay a 20 NGN convenience fee.


Additionally, you can deposit funds to your account using and dialing a Bet9ja USSD code on your mobile device. Don’t worry, we’ll give you instructions and these short codes to help you stay trouble-free. The bookmaker offers seven different USSD code methods.

Fidelity Bank USSD

  1. Dial *770*000*952+User ID+ Amount#.
  2. Double-check the details.
  3. Enter USSD Pin.
  4. Confirm the transaction.


  1. Dial *737*50*AMOUNT*500#.
  2. Enter your User ID.
  3. Confirm the transaction.

Heritage USSD

  1. Dial *745#.
  2. Select “Bet9ja.”
  3. Enter Bet9ja User ID.
  4. Enter the amount you wish to deposit.
  5. Enter your USSD Pin.
  6. Press the “Send” button.


  1. Dial *919*22*User ID#.
  2. Enter your 4-digit UBA Magic Banking Pin.
  3. Confirm the fee of 20 NGN.
  4. Confirm the payment.

Unity Bank USSD

  1. Dial *7799*403*User ID*Amount#.
  2. Check the transaction details.
  3. Enter your Unity Bank USSD Pin.
  4. Click on the “Send” button.

Zenith Bank USSD

  1. Dial *966*6*2389#/
  2. Provide your User ID.
  3. Enter the amount to deposit.
  4. Confirm the transaction.

So, at the end of this section, we want to provide you with all USSD codes to top up your account.

Payment MethodsUSSD Codes
Heritage Bank*745#
Keystone Bank*7111#
Unity *7799#
Wema Bank*945#

Pros and Cons of Bet9ja Payment Options

Pros and Cons of Bet9ja Payment Options

The process of funding your Bet9ja account in Nigeria is crucial, and picking the best payment method can significantly affect your whole betting experience. Let’s review the benefits and drawbacks of accessible payment methods.

  • More than 30 payment methods
  • Security
  • Speed
  • Intuitive payment procedure
  • Some funding methods have fees

The gambling company cares about its customers. Thus, it offers a variety of payment methods for your convenience.

How to Deposit Money Into a Bet9ja Account

How to Deposit Money Into a Bet9ja Account

So, you can simply top up your betting account in a few clicks, thanks to the straightforward and intuitive process. Also, need to highlight once more that bank branches are an alternative option for deposits. Follow the following instructions to deposit funds:

How to Deposit Money Into a Bet9ja Account

Open the Website

Go to the Bet9ja website.

Choose to Deposit

Click on the “Deposit” button. Select your preferred payment method.

Add the Details

Provide the details to deposit and enter the amount. Confirm the transaction.

Additionally, you can look through Bet9ja’s T&C, where they also have a depositing guide.

Tips for a Successful Deposit

Bet9ja Tips for a Successful Deposit

If you are an experienced bettor, you have to understand how crucial it is to have quick access to your money. Because of this, we’ve provided below suggestions for a successful deposit so you can be sure your money will be accessible when you need it. We want you to have the most enjoyable betting experience possible. By paying attention to this advice, you can be sure that your payment goes through without any issues and that you will be able to start your betting journey as soon as possible.

  • Check the details of the transaction

Before making a deposit, double-check your Bet9ja User ID and the desired deposit amount to ensure the money goes into the right account.

  • Select the payment method

Think about the fees, ease of use, and security of each payment method. Select the option that most closely matches your needs and preferences.

  • Be patient

Be patient and give your deposit enough time to be credited to your account because certain payment methods may take longer to process than others. Contact customer service if you need help.

By using these recommendations, you can avoid any issues.

Deposit Issues

Bet9ja Deposit Issues

The procedure for making a deposit into your betting account ought to be simple, but occasionally things don’t go as planned. You can face several problems throughout the deposit procedure, from providing the incorrect User ID to entering the wrong account information. But don’t worry, you’re insured by us! We’ll highlight the most common deposit issues in this section and provide solutions to help you.

Incorrect User ID

  • Have you ever entered your User ID and received an error message as a result? Although it’s a common problem, it can be irritating. To avoid this problem, just don’t forget double- and triple-check the transaction details.

Insufficient Funds

  • This problem is a pain. You’re providing all details to deposit, entering the amount you wish to fund, and here’s the error: “Insufficient Funds.” Really annoying. So, don’t waste your time, and make sure your account has enough money before making a deposit.

Card Details

  • A failed deposit can happen if the card details are entered incorrectly. Always recheck the card details twice before completing your payment to avoid this.

Internet Connection

  • 50% possibility that your transactions will fail if your Internet connection is slow. Here, you can use USSD codes or deposit at a bank branch.

By adhering to this straightforward advice, you can avoid the most common deposit problems and guarantee a successful deposit every time.


Bet9ja Conclusion

To summarize, using one of the several payment methods offered by the bookmaker makes funding your betting account in Nigeria quick and straightforward. You’ll find the option which meets your requirements. Just be careful about the fees, accessibility, and convenience of each option before making your deposit. After funding, you can start your betting journey. Good luck!


Can I withdraw 1k from my Bet9ja account?

Yes, you can withdraw 1,000 NGN and more.

What is the highest cash out in Bet9ja?

The highest cashout amount depends on the funds in your betting account.

What is the best way to win Bet9ja?

As a game of chance, there is no guaranteed strategy to win at Bet9ja. But before you place your bets, research and analyze the teams and players to improve your chances of winning.

How to play Bet9ja and win every day?

You can check our article “How to bet on Bet9ja online.”

Is there profit in Bet9ja?

Yes, you can get a profit by betting on events, jackpots, and spinning casino games.
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